Section B - No Fault Benefits
Every Automobile Policy contains a provision in Alberta for Section B - No Fault benefits. These benefits are available to those injured in an automobile accident regardless of fault for the accident.
There are 3 categories of Section B benefits:
Section B will pay up to a maximum of $50,000 for all reasonable medical expenses incurred within 2 years of an accident and essential for the treatment of accident injuries.
Section B will pay up to a maximum of $400/week, for a maximum of 2 years if your accident injuries prevent you from performing any and every duty pertaining to your employment. If you are not employed at the date of the accident you may be entitled to $135/week, for a maximum of 26 weeks, if you are completely incapacitated and according to your doctor, are unable to perform any of your household duties.
What Documents Do You Need to Submit To Apply For Section B Benefits?
To obtain Section B Benefits, you must:
When you retain us to help you with your personal injury claim we will help guide you through filling out the forms and making sure they are submitted within any deadlines.
There are 3 categories of Section B benefits:
- Medical Benefits
- Death and Disability benefits
- Benefits for accidents occurring outside Alberta in a no fault jurisdiction
Section B will pay up to a maximum of $50,000 for all reasonable medical expenses incurred within 2 years of an accident and essential for the treatment of accident injuries.
Section B will pay up to a maximum of $400/week, for a maximum of 2 years if your accident injuries prevent you from performing any and every duty pertaining to your employment. If you are not employed at the date of the accident you may be entitled to $135/week, for a maximum of 26 weeks, if you are completely incapacitated and according to your doctor, are unable to perform any of your household duties.
What Documents Do You Need to Submit To Apply For Section B Benefits?
To obtain Section B Benefits, you must:
- See a Primary Health Care Practitioner (e.g., chiropractor, medical doctor, physical therapist) as soon as possible for an assessment of your injury and if needed, treatment advice.
- File an injury accident report with the police.
- Complete a Form AB-1 “Notice of Loss and Proof of Claim,” retain a copy for your records and send the original signed form(s) to your insurance company.
- Complete a Form AB-1A “Disability Benefits,” retain a copy for your records and send the original signed form(s) to your insurance company.
- Have your health care practitioner complete a Form AB-2 “Treatment Plan,” retain one copy for your records and send the original signed form to your insurance company.
When you retain us to help you with your personal injury claim we will help guide you through filling out the forms and making sure they are submitted within any deadlines.
