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Toll Free: 1-800-661-4902

ALBERTA'S STANDARD AUTOMOBILE POLICY (SPF 1)

4/17/2020

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If you operate a motor vehicle in Alberta, you are legally required to carry motor vehicle insurance. The Standard Automobile Policy is governed by provincial legislation, and therefore the basic terms and conditions are the same for all policies.

The mandatory level of Section A coverage is $200,000. However, most people choose to increase that coverage to at least $1,000,000 or $2,00,000 to ensure they have enough coverage in the case of multiple claims from one incident, or very serious injuries to people in the other vehicle/s, where $200,000 may not be sufficient to cover all claims. 

There are three sections of the policy: ​

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    Articles

    All
    Alberta’s Minor Injury Cap
    ALBERTA'S SEF 44
    Alberta’s Standard Automobile Policy (SPF 1)
    CAN A CAREGIVER GET COMPENSATION FROM A PERSONAL INJURY ACCIDENT?
    Cap On Damages
    DID THE BICYCLIST CAUSE THE ACCIDENT?
    DO YOU NEED A LAWYER TO HANDLE YOUR SLIPPED DISK INJURY ACCIDENT IN ALBERTA?
    EVERYTHING YOU NEED TO KNOW ABOUT SPINAL CORD INJURIES
    How A Personal Injury Claim Works
    ​HOW SPINAL CORD INJURIES CAN BECOME MORE COMPLEX
    ​HOW THE NERVOUS SYSTEM CAN BE AFFECTED BY A SPINAL CORD INJURY
    HOW TO CALCULATE DAMAGES IN A PERSONAL INJURY CLAIM
    HOW WILL THE MINOR INJURY CAP INCREASE AFFECT YOU?
    ​INVOLVED IN A MOTORCYCLE ACCIDENT? PROTECT YOURSELF AND YOUR RIGHTS
    LIVING WITH A BRAIN INJURY AFTER A FALL OR CAR ACCIDENT
    Minor Injury
    MOTOR VEHICLE ACCIDENTS: WHO CAN YOU SUE?
    SEXUAL DYSFUNCTION FROM SPINAL CORD INJURIES | SPINAL CORD INJURY LAWYER ALBERTA
    Social Media In Personal Injury
    SPINAL CORD INJURIES: LOOKING AT SHORT TERM AND LONG-TERM EFFECTS WITH A SPINAL CORD INJURY LAWYER IN ALBERTA
    THE NEW CAP FOR PAIN & SUFFERING DAMAGES FOR MINOR INJURIES - WHAT YOU NEED TO KNOW
    WHAT IF YOUR CHILD IS INJURED AT SCHOOL OR AT AN OFFSITE SCHOOL EVENT?
    WHAT IS A TRAUMATIC BRAIN INJURY?
    ​WHAT IS CAR ACCIDENT INJURY COMPENSATION SUPPOSED TO COVER?
    WHEN A DRIVER HITS A PEDESTRIAN
    WHEN COGNITIVE DYSFUNCTION OCCURS
    WHEN YOU GET HIT BY A DISTRACTED DRIVER

    BRAITHWAITE
    BOYLE BLOG

    Through our blog, we provide you more information about aspects of personal injury law, answering some of the most pertinent questions that our clients have asked us over 32+ years of practice. Since every personal injury case will have its own unique details, it’s important that clients know the proper steps they can take to strengthen their case and when to call a legal professional to help them. 

    What a client does in the time after an accident is crucial to determining a successful compensation claim. By offering this information in our blog, we hope you will be better informed on what you can do to receive your full and proper settlement. 

    If you do not see your concern here, or you would like to talk to a personal injury lawyer, please call one of our three Alberta locations to book your free initial consultation.

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​Braithwaite Boyle
  • Home
  • Personal Injury
    • Do I have an accident injury claim?
    • What's my injury worth?
    • Claim against my own insurance company
    • Claims against uninsured drivers
    • Motor Vehicle Accident Claims Program
    • Injury Types
    • Accident Types
    • Non-Vehicle Accidents
    • Liability Disputes
  • Wrongful Death
  • Lawyers
    • Ken Braithwaite
    • Stephanie Thomas
    • Melvin Crowson
    • John B. Stewart
    • Katherine Burt
    • James H. Dow
    • Melina Djulancic
    • Braedon Tong
    • Sarah Khalil
  • About
    • Whiplash Information Centre
    • White Knights Law
    • Blog
    • Our Videos
    • Careers
  • Contact
    • Edmonton
    • Calgary
    • Red Deer
  • Reviews